Last updated: June 19, 2026
By accessing or using the spry-birch website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not access our website or use our services.
spry-birch provides financial education programs designed to enhance financial literacy. Our services include self-paced educational materials, worksheets, templates, and email support.
Important: Our services are educational in nature and do not constitute financial advice. We do not provide personalized investment recommendations, tax advice, or legal counsel.
You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms of Use.
When you enroll in a program, you may be required to provide accurate and complete information. You are responsible for maintaining the confidentiality of any login credentials and for all activities that occur under your account.
You agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of spry-birch or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
When you enroll in a program, you are granted a limited, non-exclusive, non-transferable license to access and use the educational materials for your personal, non-commercial use only. You may not:
We offer a 14-day satisfaction guarantee. If you are not satisfied with a program within 14 days of enrollment, contact us at [email protected] for a full refund.
After the 14-day period, refunds are granted at our discretion and only in exceptional circumstances.
Important Notice: The information provided through our programs is educational in nature and should not be considered personal financial advice. Individual results may vary based on personal circumstances.
We strongly recommend consulting with qualified financial advisors, accountants, or legal professionals before making significant financial decisions. Our programs are designed to enhance your financial literacy, not to replace professional consultation.
We make no guarantees regarding financial outcomes resulting from applying the concepts taught in our programs.
To the fullest extent permitted by law, spry-birch shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
You agree to indemnify and hold harmless spry-birch, its affiliates, officers, agents, and employees from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms of Use.
You agree not to:
Our website may contain links to third-party websites or services that are not owned or controlled by spry-birch. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of services.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including breach of these Terms of Use. Upon termination, your right to use the services will immediately cease.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.
We reserve the right to modify these Terms of Use at any time. We will notify users of material changes by posting the updated terms on this page with a new "Last updated" date. Your continued use of our services after changes become effective constitutes acceptance of the revised terms.
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: Sheffield, United Kingdom
These Terms of Use, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and spry-birch regarding the use of our services and supersede all prior agreements and understandings.